auto insurance for the Z

[thesilverbullet]

What is everyone paying for auto insurance? i was quoted $3K / yr. for coverage on a ‘24 performance Z.

old man-ish, clean-ish driving record. excellent credit. so i had other cars quoted, ’24 acura integra type S ($2,700 /yr) & $75K Acura mdx type S ($1,700 / yr..).

co-worker was paying $1,700 for an ‘23 IS500 and just got an increase - now he’s paying ~$2,700.

 

[MCN1SMO]

$1065 a year for my Z NISMO with Erie Insurance

 

[northshorez]

About 1000 per year with Mapfre/AAA in Massachusetts.Its definitely worth it to shop around, when I was getting quotes they were all over the place with Geico wanting almost 2000

 

[rocksandblues]

$1065 a year for my Z NISMO with Erie Insurance

Love Erie. But not anyone can get it.

 

[D2M]

I'm at $1k a year for my Nismo with NJM.

 

[thesilverbullet]

thanks guys - looks like i need to shop around. i’m with Cincinnati (cinfin) via broker

 

[troymdaniels]

$985 through Erie

 

[METROdigital]

$988 through State Farm

 

[JP's Z]

I am paying $1,650 a year through State Farm with a clean driving record and multiple lines. AZ insurance rates spiked about two years ago and I am paying about $1,300 for a 2007 Frontier with the same coverage and my wife's 2023 Explorer is $1,200. We have discussed shopping around as I feel we can do better overall with our claims history.

 

[KCZ]

I'm paying $1098/yr on my '23 Perf Z. Safeco, clean driving record, excellent credit; 3 other vehicles, homeowners, umbrella with them too. NH.

 

[rocksandblues]

How much is liability only insurance with meeting the state requirement?

Is it financed?

 

[rocksandblues]

if paid off you can drop Collision. You will be surprised how little that saves you and then how much it opens you up for heart ache.
I could see dropping collision on a 200's f150 that is worth 5-8k. But not a new nice sports car.

Presume you have insurance- call your agent and ask? too many variables to guess.

 

[thesilverbullet]

Not really - just an increase for “everyone” deal. he dropped them and switched to farmers but only saved ~$200 / yr. i did fine out that the price included his 2016 tacoma.

 

[FSUZ33]

Time to necro this thread. Curious what things look like now in the insurance arena.

With Allstate since I was 19, and last April when I got my Z, Allstate wanted to more than double my premium ($1,308/yr on an '05 350Z to $2,928/yr on a '24 Z. Wasn't willing to reduce coverage, and it wouldn't have been a significant reduction in premium anyway, so I reached out to Progressive. Got the same coverage minus rental car (used it once in 30 years) for $1,488/yr.

 

[takemorepills]

Since I'm about ready to buy my Z, my wife and I went to get a quote for it from our long time insurer.
WTAF! Over $300/month?!

My second choice vehicle is a GR Corolla, and that was right up there with the Z! A freaking Corolla. The GR is not a dangerous vehicle at all, it's barely "quick".

I had a Q60 previously, that was about $1,600/yr, so I had them rerun the quote for my old car and it was actually HIGHER than the Z. What? AWD and 4 seats usually lowers insurance.....

If anyone has any suggestions for West Coast (Seattle area here) insurers, I'd appreciate it. There's no freaking way I'm paying over $300/month for any car. I'm willing to insure a Z using a different company than the rest of our portfolio.....