Interesting. Just checked again this morning on mine which is Boulder Grey. In Canada they won't let us have the red accent interior just the black charcoal leather. *sniff sniff*
There are two different types of loans in regard to how interest is computed and paid.
Yes, strictly because of convenience, especially if the manufacturer offers a "subvented" or sponsored rate such as 1.99% which is designed to move product (you HAVE to get the loan through the manufacturer's finance arm).
I’ve been taking “orders” sense July of 2021. Now it’s up to the dealership you work with to treat you with honesty and integrity and get you what you want. So my biggest advice is get as much information as possible. Pricing is out so they should be able to give you very solid numbers for what they are selling the car for. Also like @Donalex said start with your own financing. There is a 99% chance there will be no special financing for the Z (most sports cars don’t). Get an idea of what you qualify for then see if it’s possible for a dealer to beat whatever financing you bring. If you can great you get a lower rate, if not you already know what you have.
Awesome thank you. The dealer I'm working with is one of the highest Z car selling ones in the state so they should be good. Just need to bug em more haha.
It’s all about trust, if you can’t trust them don’t do business with them. Otherwise enjoy the experience. I will say expect a slow first 1-3 months for the Z. Thing will slowly begin rolling as time goes on.
My trade-in won't really be ready until about November when I pay it off but I want to get ahead of the game if I can.
You will always make more money private selling. If you have to due to time constraints as much as I hate it check carvana first. They pay stupid money for cars 80% of the time (hence they are hurried in thousands of cars). But hey it’s what’s best for you. Worst case scenario cavana gives you X for your car and the dealership can’t match. Sell your car to them and take the cash as a down payment.
Most of the time selling to private parties will yield a better price compared to trade-ins, but for some states trading in a car could reduce the tax that you have to pay for the new car. Better first check if that applies to your state because this could save you 1-2k depending on what you are trading in.
My Challenger is valued around 30k according to KBB at the dealer and a little less for private. If I get ANYWHERE near that I'll be golden payment wise. Plus where I live it'll be a super easy turn around for them haha.
It is not really like that in Canada. Many times I have gone through VW financing (they own their own and are famous for it) or Nissan secures a guaranteed rate through a bank but procured through Nissan with their rates. Last time Nissan had a block deal for either 2.9% or 3.9% and it was with Servus Credit Union in Alberta. Incidentally although they are not a bank they just won bank of the year in Canada. lol.
